One Bank Car Loan

One Bank Car Loan

An Amazing Feature With No Hidden Charge

Key Product Features

Interest Rate 12.50%

Floating (Variable) Interest
Have no option to convert to fixed interest.
Min. financing Amount BDT300000
Max. financing Amount BDT4000000 50% of car quotation price
Min. loan tenure 1 year
Max. loan tenure 6 year
Islamic / Conventional Conventional
Approval duration 7 working days

Fees and Charges

One time set-up Penalties
Processing fee

Sanction letter fee
Early Settlement

Late Payment Charges
Other Charges

CIB Charge BDT 100.


Age requirement
Age 21years - 57years

Min Income requirement
BDT30000 gross per month

Employment Eligibility
  • Salaried Employee
  • Self Employed
  • Land Owner

Eligible Segment :

  • Any credit worthy individual;

Professional Experience:

  • Salaried Executives: Minimum 2 year of experience with 6 month permanent employment with present employer
  • Professionals: Minimum 2 year of practice in the profession
  • Businessman: Minimum 2 years of involvement in same nature of business

Other requirements

Car Registration
Joint Registration of the vehicle under the names of both the borrower(s) and bank
Allows joint applicant?
Car Insurance
Insurance is mandatory but borrower can choose which type of insurance he/she may take.

The vehicle is hypothecated to the bank only.


One Bank Car Loan

Required Documents

Required Documents :

  • Recent passport size color photographs of applicant (s) and guarantor (s),
  • Photocopy of NID/passport/ driving license of applicant (s) and guarantor (s),
  • Price quotation of car,
  • Latest utility bill (gas/water/electricity/municipal tax),
  • Business card/ office ID of applicant (s) and guarantor (s) if any,
  • Latest tax certificate/ E-TIN,
  • Personal net worth statements of applicant (s) and guarantor (s),
  • Bank statement of last 12 months for businessmen and 6 months for others,
  • Rent or lease agreement of house/ property (if applicable). ​

Additional documents required for Salaried Person /Self Employed :

  • Salary Certificate/ Letter of Introduction,
  • Offer letter/Release letter from previous employer to prove service experience,
  • Professional certificate issued by concerned institution.

Additional documents required for Businessmen :

  • Copy of trade license,
  • Memorandum of Association and Articles of Association of the company,
  • Certificate of Incorporation,
  • Latest form xii,
  • Partnership deed.

Additional documents required for Landlord/Landlady :

  • Title deed of premises / property,
  • Valid rental deed with tenants,
  • Utility bill copy,
  • Ground rent payment and municipal tax payment receipt.

Additional Information

Maximum Loan Tenure:

  • 72 months for brand new vehicles
  • 60 months for reconditioned vehicles


  • No Hidden Charge
  • Flexible at insurance type choosing