Bank Asia MasterCard Gold
Bank Asia MasterCard Gold

Bank Asia MasterCard Gold

Key Product Features

Interest Rate 30.00%
2.5% per month. Bank Asia offers interest FREE period of maximum 45-days.
Minimum Monthly Income BDT 70000
Balance Transfer Yes

Annual Fee BDT 2000

Fees and Charges

Over limit fee
BDT 500

Fee for supplementary holder
BDT 2000
Vat on fees and charges
15%

Late Payment fees
BDT 500
Other Charges
Cash advance charges ৭,৫০০ টাকার জন্য ১৫০ টাকা এবং ৭৫০০ টাকার বেশি হলে ২%+ভ্যাট
Cash advance interest charges N/A
Cheque Advance / Withdrawal Charge 2% or BDT 150 which is higher.
Return cheque fee BDT 350

Card Replacement Fee: BDT 500

Other Features

Islamic/Conventional Conventional
Credit Limit Min: BDT 100000
Max: BDT 300000
Cash Advance / Withdraw Amount 50% at a time within 24 hours
Cash back limit (Max) N/A
Reward points BDT 50 = 1 point
Expires: N/A
Protection Plan / Insurance Coverage N/A
InstaBuy / Installment Features N/A
Airport Lounge access: N/A
Luggage service: N/A
Other service: N/A

Eligibility

Min. Age Requirement: 21Years

Min. Monthly Income: BDT 70000


Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman
  • Land Owner

Documents requirements

Salaried Group 

  • Two Copies Color Photograph Duly attested by the applicant.
  • Salary Certificate
  • Last six months Salary Account Statement 
  • TIN Certificate 
  • NID Copy
  • Driving License Copy (if any)
  • CIB Undertaking Form
  • Photocopy of Passport (1st to 7th pages & dollar endorsement pages)
  • Proof of Residence (Electricity/Wasa/Gas Bill) (any one of them)
  • Proof of Car ownership (photocopy of Blue Book of the car, if any)
  • Proof of T&T ownership (photocopy of  T&T bill, if any)

Self-Employed Group

  • Two copies Color Photograph (P.P size) duly attested by the applicant.
  • Valid Trade License (if Proprietor) / Partnership Deed (if partnership) / Memorandum of articles with Incorporation Certificate (for Ltd. Co.)
  • TIN Certificate (only personal TIN)
  • Copy of NID
  • Copy of Driving License (if any)
  • CIB Undertaking Form
  • Photocopy of Passport (1st to 7th pages  & dollar endorsement pages)
  • Proof of Residence (Electricity/WASA/Gas Bill, if any)
  • Proof of Car ownership (Photocopy of Blue Book of the car, if any)
  • Proof of T&T ownership (Photocopy of T&T Bill, if any)

Other requirements

Minimum 20000 salary per month and trade licence of minimum 2 years for businessmen.

Bank Asia MasterCard Gold


Others:

  1. Statement Retrieval Fee: BDT 50
  2. Sales Slip/Voucher Retrieval: BDT 250
  3. Outstation Cheque Collection Fee: BDT 100
  4. Certificate: BDT 200
  5. PIN Replacement Fee: BDT 500
  6. Monthly Repayment Minimum Due: 5% or BDT 500 which is higher.