Bank Asia MasterCard Silver
Bank Asia MasterCard Silver

Bank Asia MasterCard Silver

A Card that helps you build a better tomorrow

Key Product Features

Interest Rate 30.00%
2.5% per month. Bank Asia offers interest FREE period of maximum 45-days.
Minimum Monthly Income BDT 20000
For banker 20000, for other 20000.
Balance Transfer Yes

Annual Fee 1st year free. Then BDT 1000 in the following years. Free annual fee if 18 transactions.

Fees and Charges

Over limit fee
300

Fee for supplementary holder
BDT 1000
Vat on fees and charges
15%

Late Payment fees
BDT 250
Other Charges
Cash advance charges ৭,৫০০ টাকা বা তার কমের জন্য ১৫০ টাকা, এর বেশি হলে ২%
Cash advance interest charges N/A
Cheque Advance / Withdrawal Charge 2% or BDT 150 which is higher.
Return cheque fee BDT 250

Card Replacement Fee: BDT 500;

Other Features

Islamic/Conventional Conventional
Credit Limit Min: BDT 20000
Max: BDT 99000
Cash Advance / Withdraw Amount 50% at a time within 24 hours.
Cash back limit (Max) N/A
Reward points BDT 50 = 1 Point
Expires: N/A
Protection Plan / Insurance Coverage N/A
InstaBuy / Installment Features N/A
Airport Lounge access: N/A
Luggage service: N/A
Other service: N/A

Eligibility

Min. Age Requirement: 21Years

Min. Monthly Income: BDT 20000
For banker 20000, for other 20000.

Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman
  • Land Owner

Documents requirements

Salaried Group 

  • Two Copies Color Photograph Duly attested by the applicant.
  • Salary Certificate
  • Last six months Salary Account Statement 
  • TIN Certificate 
  • NID Copy
  • Driving License Copy (if any)
  • CIB Undertaking Form
  • Photocopy of Passport (1st to 7th pages & dollar endorsement pages)
  • Proof of Residence (Electricity/Wasa/Gas Bill) (any one of them)
  • Proof of Car ownership (photocopy of Blue Book of the car, if any)
  • Proof of T&T ownership (photocopy of  T&T bill, if any)

Self-Employed Group

  • Two copies Color Photograph (P.P size) duly attested by the applicant.
  • Valid Trade License (if Proprietor) / Partnership Deed (if partnership) / Memorandum of articles with Incorporation Certificate (for Ltd. Co.)
  • TIN Certificate (only personal TIN)
  • Copy of NID
  • Copy of Driving License (if any)
  • CIB Undertaking Form
  • Photocopy of Passport (1st to 7th pages  & dollar endorsement pages)
  • Proof of Residence (Electricity/WASA/Gas Bill, if any)
  • Proof of Car ownership (Photocopy of Blue Book of the car, if any)
  • Proof of T&T ownership (Photocopy of T&T Bill, if any)

Other requirements

Minimum 20000 salary per month or 5000000 annual income and trade licence of minimum 2 years for businessmen.

Bank Asia MasterCard Silver


Others:

  1. Statement Retrieval Fee: BDT 50
  2. Sales Slip/Voucher Retrieval: BDT 200
  3. Outstation Cheque Collection Fee: BDT 100
  4. Certificate: BDT 200
  5. PIN Replacement Fee: BDT 500
  6. Monthly Repayment Minimum Due: 5% or BDT 500 which is higher. 

Facilities:

  • Maximum 45 Days Interest free period for POS and Cheque Transaction. 
  • Free Supplementary Card.
  • E-Commerce Transaction.
  • Reward Points.
  • Discount at Merchant Outlets. 
  • Easy Buy Facility (0% interest on installments).
  • Internet Banking.
  • E-Statement Facility.
  • Free Transaction alert.
  • Card Cheque Facility.
  • Double Credit Shield.