Bank Asia Visa Classic Local Credit Card
Bank Asia Visa Classic Local Credit Card

Bank Asia Visa Classic Local Credit Card

Thinking about your first Credit Card .... then this would be your best choice. 

Key Product Features

Interest Rate 30.00%
2.5% per month. Bank Asia offers interest FREE period of maximum 45-days.
Minimum Monthly Income BDT 20000
Salaried Group: BDT 15000 ; Self Employed Group: BDT 20000 ( Income Should be Validated)
Balance Transfer Yes

Annual Fee BDT 750 and free annual fee if 18 transactions.

Fees and Charges

Over limit fee
250

Fee for supplementary holder
BDT 750
Vat on fees and charges
15%

Late Payment fees
BDT 250
Other Charges
Cash advance charges ৭৫০০ টাকার জন্য ১৫০ টাকা, অতঃপর ২% এবং ভ্যাট অন্তর্ভুক্ত হবে।
Cash advance interest charges N/A
Cheque Advance / Withdrawal Charge N/A
Return cheque fee N/A

Card Replacement fee: BDT 500; Statement Retrieval fee : BDT 50;

Other Features

Islamic/Conventional Conventional
Credit Limit Min: BDT 20000
Max: BDT 99000
Cash Advance / Withdraw Amount Full but maximum 50% at a time within 24 hours.
Cash back limit (Max) N/A
Reward points BDT 50 = 1 point
Expires: N/A
Protection Plan / Insurance Coverage N/A
InstaBuy / Installment Features N/A
Airport Lounge access: Only For Platinum Card.
Luggage service: N/A
Other service: N/A

Eligibility

Min. Age Requirement: 21Years

Min. Monthly Income: BDT 20000
Salaried Group: BDT 15000 ; Self Employed Group: BDT 20000 ( Income Should be Validated)

Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman
  • Land Owner

Documents requirements

Salaried Group 

  • Two Copies Color Photograph Duly attested by the applicant.
  • Salary Certificate
  • Last six months Salary Account Statement 
  • TIN Certificate 
  • NID Copy
  • Driving License Copy (if any)
  • CIB Undertaking Form
  • Photocopy of Passport (1st to 7th pages & dollar endorsement pages)
  • Proof of Residence (Electricity/Wasa/Gas Bill) (any one of them)
  • Proof of Car ownership (photocopy of Blue Book of the car, if any)
  • Proof of T&T ownership (photocopy of  T&T bill, if any)

Self-Employed Group

  • Two copies Color Photograph (P.P size) duly attested by the applicant.
  • Valid Trade License (if Proprietor) / Partnership Deed (if partnership) / Memorandum of articles with Incorporation Certificate (for Ltd. Co.)
  • TIN Certificate (only personal TIN)
  • Copy of NID
  • Copy of Driving License (if any)
  • CIB Undertaking Form
  • Photocopy of Passport (1st to 7th pages  & dollar endorsement pages)
  • Proof of Residence (Electricity/WASA/Gas Bill, if any)
  • Proof of Car ownership (Photocopy of Blue Book of the car, if any)
  • Proof of T&T ownership (Photocopy of T&T Bill, if any)

Other requirements

Minimum 20000 salary per month or 5000000 annual income and trade licence of minimum 2 years for businessmen.

Bank Asia Visa Classic Local Credit Card


Others Fees:

  1. Sales slip/Voucher Retrieval BDT 200.
  2. Outstation Cheque Collection Fee: BDT 200
  3. Certificate Charge: BDT 200
  4. PIN Replacement fee: BDT 500
  5. Monthly Repayment Minimum Due: 5% or BDT 500 which is higher.
  6. Payment Due Date: 15 days after the statement date.