Bank Asia Visa Classical Dual Card
Bank Asia Visa Classical Dual Card

Bank Asia Visa Classical Dual Card

A Card that you can use everywhere in this world.

Key Product Features

Interest Rate 30.00%
Minimum Monthly Income BDT 15000
For Salaried Group: BDT 15000 & For Self Employed Group: BDT 20000; 5000000 annual income for Businessmen.
Balance Transfer Yes

Annual Fee FREE after 18 transaction.

Fees and Charges

Over limit fee
BDT 250 or USD10

Fee for supplementary holder
BDT 1500
Vat on fees and charges
15%

Late Payment fees
BDT 250 or USD 10
Other Charges
Cash advance charges ২% বা ৭৫০০ টাকা যেটি বেশি।
Cash advance interest charges N/A
Cheque Advance / Withdrawal Charge N/A
Return cheque fee BDT 200

Card Replacement fee: BDT 500; Statement Retrieval fee : BDT 50;

Other Features

Islamic/Conventional Conventional
Credit Limit Min: BDT 15000
Max: BDT 99000
Cash Advance / Withdraw Amount 50% within 24 Hours
Cash back limit (Max) N/A
Reward points BDT 50 = 1 Point
Expires: N/A
Protection Plan / Insurance Coverage N/A
InstaBuy / Installment Features N/A
Airport Lounge access: N/A
Luggage service: N/A
Other service: N/A

Eligibility

Min. Age Requirement: 21Years

Min. Monthly Income: BDT 15000
For Salaried Group: BDT 15000 & For Self Employed Group: BDT 20000; 5000000 annual income for Businessmen.

Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman
  • Land Owner

Documents requirements

Salaried Group 

  • Two Copies Color Photograph Duly attested by the applicant.
  • Salary Certificate
  • Last six months Salary Account Statement 
  • TIN Certificate 
  • NID Copy
  • Driving Licence Copy (if any)
  • CIB Undertaking Form
  • Photocopy of Passport (1st to 7th pages & dollar endorsement pages)
  • Proof of Residence (Electricity/Wasa/Gas Bill) (any one of them)
  • Proof of Car ownership (photocopy of Blue Book of the car, if any)
  • Proof of T&T ownership (photocopy of  T&T bill, if any)

Self-Employed Group

  • Two copies Color Photograph (P.P size) duly attested by the applicant.
  • Valid Trade License (if Proprietor) / Partnership Deed (if partnership) / Memorandum of articles with Incorporation Certificate (for Ltd. Co.)
  • TIN Certificate (only personal TIN)
  • Copy of NID
  • Copy of Driving License (if any)
  • CIB Undertaking Form
  • Photocopy of Passport (1st to 7th pages  & dollar endorsement pages)
  • Proof of Residence (Electricity/WASA/Gas Bill, if any)
  • Proof of Car ownership (Photocopy of Blue Book of the car, if any)
  • Proof of T&T ownership (Photocopy of T&T Bill, if any)

Other requirements

Minimum BDT 15000 salary per month or 5000000 annual income and trade licence of minimum 2 years for businessmen.

Bank Asia Visa Classical Dual Card


Others Fees:

  1. Sales slip/Voucher Retrieval BDT 200 or USD 10
  2. Outstation Cheque Collection Fee: BDT 200 
  3. Certificate Charge: BDT 200
  4. PIN Replacement fee: BDT 500
  5. Monthly Repayment Minimum Due: 5% or BDT 500 which is higher.

Facilities:

  • Maximum 45 Days Interest free period for POS and Cheque Transaction. 
  • Free Supplementary Card.
  • E-Commerce Transaction.
  • Reward Points.
  • Discount at Merchant Outlets. 
  • Easy Buy Facility (0% interest on installments).
  • Internet Banking.
  • E-Statement Facility.
  • Free Transaction alert.
  • Card Cheque Facility.
  • Double Credit Shield.