Bank Asia Visa Gold Dual Credit Card
Bank Asia Visa Gold Dual Credit Card

Bank Asia Visa Gold Dual Credit Card

A Card You Can Use Anywhere

Key Product Features

Interest Rate 30.00%
2.5% per month. Bank Asia offers interest FREE period of maximum 45-days.
Minimum Monthly Income BDT 20000
50000
Balance Transfer Yes

Annual Fee BDT 2000 and free annual fee if 18 transactions.

Fees and Charges

Over limit fee
BDT 500 , USD 10 for International

Fee for supplementary holder
BDT 2000
Vat on fees and charges
15%

Late Payment fees
BDT 500
Other Charges
Cash advance charges ৭,৫০০ টাকা বা তার কমের জন্য ১৫০ টাকা, এর বেশি হলে ২%
Cash advance interest charges N/A
Cheque Advance / Withdrawal Charge N/A
Return cheque fee BDT 200

Card Replacement fee: BDT 500

Other Features

Islamic/Conventional Conventional
Credit Limit Min: BDT 100000
Max: BDT 500000
Cash Advance / Withdraw Amount Full but maximum 50% at a time within 24 hours.
Cash back limit (Max) N/A
Reward points BDT 50 = 1 Point
Expires: N/A
Protection Plan / Insurance Coverage N/A
InstaBuy / Installment Features N/A
Airport Lounge access: Only for Platinum
Luggage service: N/A
Other service: N/A

Eligibility

Min. Age Requirement: 21Years

Min. Monthly Income: BDT 20000
50000

Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman
  • Land Owner

Documents requirements

Salaried Group 

  • Two Copies Color Photograph Duly attested by the applicant.
  • Salary Certificate
  • Last six months Salary Account Statement 
  • TIN Certificate 
  • NID Copy
  • Driving License Copy (if any)
  • CIB Undertaking Form
  • Photocopy of Passport (1st to 7th pages & dollar endorsement pages)
  • Proof of Residence (Electricity/Wasa/Gas Bill) (any one of them)
  • Proof of Car ownership (photocopy of Blue Book of the car, if any)
  • Proof of T&T ownership (photocopy of  T&T bill, if any)

Self-Employed Group

  • Two copies Color Photograph (P.P size) duly attested by the applicant.
  • Valid Trade License (if Proprietor) / Partnership Deed (if partnership) / Memorandum of of articles with Incorporation Certificate (for Ltd. Co.)
  • TIN Certificate (only personal TIN)
  • Copy of NID
  • Copy of Driving License (if any)
  • CIB Undertaking Form
  • Photocopy of Passport (1st to 7th pages  & dollar endorsement pages)
  • Proof of Residence (Electricity/WASA/Gas Bill, if any)
  • Proof of Car ownership (Photocopy of Blue Book of the car, if any)
  • Proof of T&T ownership (Photocopy of T&T Bill, if any)

Other requirements

Minimum 20000 salary per month or 5000000 annual income and trade licence of minimum 2 years for businessmen.

Bank Asia Visa Gold Dual Credit Card


Others Fees:

  1. Sales slip/Voucher Retrieval BDT 250.
  2. Outstation Cheque Collection Fee: BDT 200
  3. Certificate Charge: BDT 200
  4. PIN Replacement fee: BDT 500
  5. Monthly Repayment Minimum Due: 5% or BDT 500 which is higher.
  6. Payment Due Date: 15 days after the statement date.
  7. Statement Retrieval Fee: BDT 50

Facilities:

  • Maximum 45 Days Interest free period for POS and Cheque Transaction. 
  • Free Supplementary Card.
  • E-Commerce Transaction.
  • Reward Points.
  • Discount at Merchant Outlets. 
  • Easy Buy Facility (0% interest on installments).
  • Internet Banking.
  • E-Statement Facility.
  • Free Transaction alert.
  • Card Cheque Facility.
  • Double Credit Shield.