Islami Bank Khidmah Gold Card
Islami Bank Khidmah Gold Card

Islami Bank Khidmah Gold Card

                       Best Islamic Credit Card With No Interest Charge

Key Product Features

Interest Rate 30.00%
No Interest Charge. Monthly fixed maintenance fee BDT 1200.
Minimum Monthly Income BDT 50000
BDT 50000 for Employees of reputed Private Companies and BDT 100000 for Businessmen
Balance Transfer No

N/A
Annual Fee BDT 1500 for Primary Card Holder, First Supplementary Card Free and BDT 500 For Second Supplementary Card and Onwards

Fees and Charges

Over limit fee
BDT 1000

Fee for supplementary holder
BDT 500
Vat on fees and charges
15%

Late Payment fees
BDT 1000
Other Charges
Cash advance charges BDT 150 For Each Transaction
Cash advance interest charges N/A
Cheque Advance / Withdrawal Charge N/A
Return cheque fee BDT 200

N/A

Other Features

Islamic/Conventional Islamic
Credit Limit Min:
Max: BDT 100000
Cash Advance / Withdraw Amount 50% of Credit Limit
Cash back limit (Max) N/A
Reward points No Reward Point Facility
Expires: N/A
Protection Plan / Insurance Coverage N/A
InstaBuy / Installment Features N/A
Airport Lounge access: N/A
Luggage service: N/A
Other service: N/A

Eligibility

Min. Age Requirement: 18Years

Min. Monthly Income: BDT 50000
BDT 50000 for Employees of reputed Private Companies and BDT 100000 for Businessmen

Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman

Documents requirements

Required Documents for Service Holder:

  • 02 Copy (two) Recent Passport size colored photographs
  • Copy of National ID/Copy of Passport (1st 7 pages & renewal page)/driving license.
  • Copy of employee ID card or photo based commissioner's certificate with birth evidence (If NID/Passport /driving license is not available).
  • Copy of up to date e-TIN certificate/latest tax return acknowledgment slip.
  • Original Personal Bank statement for last 6(six) months duly signed by the applicant and attested by the source/employer.
  • Latest original salary certificate with seal & signature by the concerned authority.
  • Visiting card (if available)
  • Clean CIB report.

Required Documents for Business Personnel/Individual/Professional:

  • 02 (two) Recent Passport size colored photographs.
  • Copy of National ID/Copy of Passport (1st 7 pages & renewal page).
  • Copy of up to date e-TIN certificate/latest tax return acknowledgment slip (Personal & company).
  • Original Bank statement for last 6(six) months duly signed by the applicant and attested by the source (Personal & Company) .
  • Copy of valid Trade License (latest/renewal). Business card.
  • Clean CIB report. Proof of residence (i.e. an attested copy of holding tax payment receipt or payment of any utility bill like Electricity/Gas/WASA/BTTB Telephone Bill).
  • In case of professional, copy of membership certificate from the professional body/competent authority.

Other requirements

Teachers, Doctors, Engineers and other professionals.

Islami Bank Khidmah Gold Card


Fees and Charges:

  • Duplicate statement fee BDT 300
  • Card Cheque Book issurance fee BDT 100 For a cheque book of 20 (twenty) leaves.
  • Card replacement fee BDT 300
  • Monthly maintenance fee BDT 1200
  • Outstation cheque processing fee BDT 50
  • Sales voucher retrieval fee BDT 500
  • CIB processing fee BDT 100​