One Bank VISA Classic Credit Card (Dual)
One Bank VISA Classic Credit Card (Dual)

One Bank VISA Classic Credit Card (Dual)

                     A Credit Card With Smart Privileges

Key Product Features

Interest Rate 30.00%
30% Per Year
Minimum Monthly Income BDT 35000
Balance Transfer Yes

22% Per Year
Annual Fee BDT 1200 for Primary Card. FREE for 1st Supplementary Card and BDT 500 for 2nd Supplementary Card & onwards. No Annual Fee on 18 POS transactions in a year

Fees and Charges

Over limit fee
BDT 200/USD 5

Fee for supplementary holder
BDT 500
Vat on fees and charges
15%

Late Payment fees
BDT 300/USD 5
Other Charges
Cash advance charges N/A
Cash advance interest charges N/A
Cheque Advance / Withdrawal Charge N/A
Return cheque fee BDT 300

N/A

Other Features

Islamic/Conventional Conventional
Credit Limit Min: BDT 50000
Max: BDT 100000
Cash Advance / Withdraw Amount 50% of Card limit
Cash back limit (Max) N/A
Reward points No Reward Point Facility
Expires: N/A
Protection Plan / Insurance Coverage N/A
InstaBuy / Installment Features N/A
Airport Lounge access: N/A
Luggage service: N/A
Other service: N/A

Eligibility

Min. Age Requirement: 21Years

Min. Monthly Income: BDT 35000


Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman
  • Land Owner

Documents requirements

For Salaried Person:
  • Photocopy of eTIN
  • Valid Passport / National ID / Driving license copy
  • PP photograph of Applicant & nominee (for Credit Assurance Program) 1 copy size each
  • Last 6 months Bank Statement with Bank official sign & seal
  • Letter of introduction / Pay slip/ e-pays slip
  • Photocopy of Employee ID
  • Proof of residence address with: Utility bill/PP/NID/Bank Statement/CPV.

For Businessman:

  • Photocopy of eTIN
  • Valid Passport / National ID / Driving license copy
  • PP photograph of Applicant & nominee (for Credit Assurance Program) 1 copy size each
  • Last 12 months Bank Statement with Bank official sign & seal
  • Valid Trade license
  • Partnership Deed (for partnership)
  • MOA & A, (as applicable)
  • Proof of residence address with: Utility bill/PP/NID/Bank Statement/CPV.                      

For Self-employed professionals:

  • Photocopy of eTIN
  • Valid Passport / National ID / Driving license copy
  • PP photograph of Applicant & nominee (for Credit Assurance Program) 1 copy size each
  • Last 12 months Bank Statement with Bank official sign & seal
  • Certificate of Professional
  • Proof of residence address with: Utility bill/PP/NID/Bank Statement/CPV.

Other requirements

3 Years Of Service Experience and & 6 Months Of Service in New Company.

One Bank VISA Classic Credit Card (Dual)


Fees & Charges:

  • Card Replacement Fee BDT 300
  • PIN Replacement Fee BDT 200
  • Over Limit Fee BDT 200/USD 5
  • Plastic Charge BDT 200
  • Cheque Book Issuance Fee FREE for 1st Card Cheque Book and BDT 200 from 2nd 1st Card Cheque Book and onwards
  • CUIB Charge BDT 100 (Including VAT)
  • CCTV Footage Fee for One Bank Ltd. ATM’s Video BDT 1500
  • Duplicate Statement Fee BDT 50 per month and BDT 100 for being beyond last 2 months.