One Bank VISA Gold Credit Card (Local)
One Bank VISA Gold Credit Card (Local)

One Bank VISA Gold Credit Card (Local)

                         An Attractive Credit Card With Smart Privileges

Key Product Features

Interest Rate 30.00%
30% Per Year
Minimum Monthly Income BDT 35000
Balance Transfer Yes

22% Per Year
Annual Fee BDT 1500 for Primary Card. FREE for 1st Supplementary Card and BDT 500 for 2nd Supplementary Card & onwards. No Annual Fee on 18 POS transactions in a year

Fees and Charges

Over limit fee
BDT 200

Fee for supplementary holder
BDT 500
Vat on fees and charges
15%

Late Payment fees
BDT 400
Other Charges
Cash advance charges N/A
Cash advance interest charges N/A
Cheque Advance / Withdrawal Charge N/A
Return cheque fee BDT 300

N/A

Other Features

Islamic/Conventional Conventional
Credit Limit Min: BDT 100000
Max: BDT 300000
Cash Advance / Withdraw Amount 50% of Card limit
Cash back limit (Max) N/A
Reward points No Reward Point Facility
Expires: N/A
Protection Plan / Insurance Coverage N/A
InstaBuy / Installment Features N/A
Airport Lounge access: N/A
Luggage service: N/A
Other service: N/A

Eligibility

Min. Age Requirement: 21Years

Min. Monthly Income: BDT 35000


Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman
  • Land Owner

Documents requirements

For Salaried Person:
  • Photocopy of eTIN
  • Valid Passport / National ID / Driving license copy
  • PP photograph of Applicant & nominee (for Credit Assurance Program) 1 copy size each
  • Last 6 months Bank Statement with Bank official sign & seal
  • Letter of introduction / Pay slip/ e-pays slip
  • Photocopy of Employee ID
  • Proof of residence address with: Utility bill/PP/NID/Bank Statement/CPV.

For Businessman:

  • Photocopy of eTIN
  • Valid Passport / National ID / Driving license copy
  • PP photograph of Applicant & nominee (for Credit Assurance Program) 1 copy size each
  • Last 12 months Bank Statement with Bank official sign & seal
  • Valid Trade license
  • Partnership Deed (for partnership)
  • MOA & A, (as applicable)
  • Proof of residence address with: Utility bill/PP/NID/Bank Statement/CPV.                      

For Self-employed professionals:

  • Photocopy of eTIN
  • Valid Passport / National ID / Driving license copy
  • PP photograph of Applicant & nominee (for Credit Assurance Program) 1 copy size each
  • Last 12 months Bank Statement with Bank official sign & seal
  • Certificate of Professional
  • Proof of residence address with: Utility bill/PP/NID/Bank Statement/CPV.

Other requirements

3 Years Of Service Experience and & 6 Months Of Service in New Company.

One Bank VISA Gold Credit Card (Local)


Fees & Charges:

  • Card Replacement Fee BDT 300
  • PIN Replacement Fee BDT 200
  • Over Limit Fee BDT 200/USD 5
  • Plastic Charge BDT 200
  • Cheque Book Issuance Fee FREE for 1st Card Cheque Book and BDT 200 from 2nd 1st Card Cheque Book and onwards
  • CUIB Charge BDT 100 (Including VAT)
  • CCTV Footage Fee for One Bank Ltd. ATM’s Video BDT 1500
  • Duplicate Statement Fee BDT 50 per month and BDT 100 for being beyond last 2 months.