Standard Chartard Bank MasterCard Gold Credit Card
Standard Chartard Bank MasterCard Gold Credit Card

Standard Chartard Bank MasterCard Gold Credit Card

Best Credit Card As It Provides Amazing 'Good Life' Deals & Discounts For Dining, Travel, Shopping, Health, Electronics and Many Others.

Key Product Features

Interest Rate 36.00%
3% per month
Minimum Monthly Income BDT 35000
BDT 35000 for having Salary account at SCB and 40,000 for having Salary account at other banks
Balance Transfer Yes

9.99% Per Year
Annual Fee BDT 3000 for Principle holder. Free for 1st two supplementary cards. BDT 1000 for 3rd supplementary card & onwards.

Fees and Charges

Over limit fee
BDT 1000

Fee for supplementary holder
BDT 1000
Vat on fees and charges
15%

Late Payment fees
N/A
Other Charges
Cash advance charges N/A
Cash advance interest charges N/A
Cheque Advance / Withdrawal Charge N/A
Return cheque fee N/A

N/A

Other Features

Islamic/Conventional Conventional
Credit Limit Min: BDT 75000
Max: BDT 145000
Cash Advance / Withdraw Amount
Cash back limit (Max) N/A
Reward points 1 Reward Point For every BDT 50 Retail Spends
Expires: 3 Years
Protection Plan / Insurance Coverage Accidental Death Insurance coverage of BDT 5,00,000
InstaBuy / Installment Features 0% InstaBuys For Up To 24 Months At All Partner Shops and Stores
Airport Lounge access: N/A
Luggage service: N/A
Other service: N/A

Eligibility

Min. Age Requirement: 21Years

Min. Monthly Income: BDT 35000
BDT 35000 for having Salary account at SCB and 40,000 for having Salary account at other banks

Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman
  • Land Owner

Documents requirements

  • Photo ID (National ID Card / Passport / Driving License). If National ID Card is not provided, declaration letter is required. If National ID Card is lost, GD Copy is required.
  • TIN Certificate, 2 copies of Passport size Photographs.

Financial Documents:

For Salaried person:

  • LOI/Pay Slip, 6 Months Bank Statement, Valid Work Permit for Foreign Nationals

For Businessmen:

  • Updated Trade Licence / Partnership Deed / MOA, Form X & XII, Board Resolution, 1 Year Bank Statement

For Landlord:

  • Title Deed & Municipality Holding tax paper, 1 Year Bank Statement

For Self Employed Professional:

  • Certificate of Professional, 1 Year Bank Statement.

Other requirements

N/A

Standard Chartard Bank MasterCard Gold Credit Card


1. Fees and Charges:

  • Card Replacement Fee BDT 500
  • Duplicate statement (last 2 months) BDT 500
  • Duplicate statement (beyond last 2 months) BDT 500
  • Returned cheque fee (due to insufficient fund) BDT 1000
  • Outstation cheque processing BDT 500 Voucher retrieval fee (up to a maximum of 3 months) BDT 500
  • Certificate charge Free
  • Cheque Book Issuance BDT 200 for 20 leaves from 2nd cheque book & onwards Card cheque processing fee 2% of the card cheque amount (Minimum amount BDT 500)
  • InstaBuys Finance charges 16.95% p.a InstaBuys
  • Pre-closure Fee 2% of remaining balance
  • Closed card administrative fee BDT 500

2. Fee for Supplementary Card Holder:

  • Free for 1st two supplementary cards.
  • BDT 1000 for 3rd supplementary card & onwards.

3. Interest Rate / Finance Charge:

  • 36% yearly3 % per month on all transaction types, calculated from statement date till payment due date.

5. InstaBuy / Installment Features:

  • 0% InstaBuys for up to 6 months at Partner CNGs, 0% InstaBuys for up to 24 months for over BDT 60,000 at Bridal Moment, 0% InstaBuys for up to 3 months at Lion Cycle Store, 0% Instabuys for up to 12 Months for selected bicycle models at Cyclelife Exclusive, 0% InstaBuys for up to 12 months at Unilever authorizes outlets or 10% discount for one-time payment for Home delivery, 0% InstaBuys for up to 6 months at Runner Automobiles Limited, 0% InstaBuys for up to 12 months at Roxy Paints Industries Ltd, 0% InstaBuys for up to 12 months for Electronics & Home Appliance at Euro Kitchens Limited

 



Exclusive Buy 1 Get 1 FREE dinner offer at Khazana, Uttara and up to 15% discount on partner restaurants.

No specific features but can redeem rewards points from partner grocery shops.

No specific features

0% InstaBuys For Up To 12 Months At All Partner Shops

0% InstaBuys For Up To 12 Months At All Partner Health Cares

0% InstaBuys for up to 12 months at all partner Electronics stores

Biman Bangladesh Airlines: 20% Discount on base fare on all class for Dhaka-Kathmandu Route. 15% Discount on base fare on Economy Class only for Dhaka-Bangkok Route. 10% Discount on base fare on all class for all other Domestic and International Routes.