Standard Chartard Bank Visa Silver Credit Card
Standard Chartard Bank Visa Silver Credit Card

Standard Chartard Bank Visa Silver Credit Card

Best Credit Card As It Provides Amazing 'Good Life' Deals & Discounts For Dining, Travel, Shopping, Health, Electronics and Many Others.

Key Product Features

Interest Rate 36.00%
3% per month
Minimum Monthly Income BDT 18000
BDT 18000 for having Salary account at SCB and 20,000 for having Salary account at other banks.
Balance Transfer Yes

9.99% Per Year
Annual Fee BDT 1500 for Principal Card Holder

Fees and Charges

Over limit fee
BDT 1000

Fee for supplementary holder
BDT 500
Vat on fees and charges
15%

Late Payment fees
BDT 450 if minimum due is not paid within due date
Other Charges
Cash advance charges N/A
Cash advance interest charges 2.5% of the withdrawal amount (Minimum amount is BDT 100)
Cheque Advance / Withdrawal Charge 2% or BDT 500 for Advanced Amount; whichever is higher.
Return cheque fee BDT 500

N/A

Other Features

Islamic/Conventional Conventional
Credit Limit Min: BDT 10000
Max: BDT 70000
Cash Advance / Withdraw Amount 50% of Card Limit
Cash back limit (Max) Mentioned In The Campaign and There Is No Fixed Amount Of Cash Back Limit
Reward points 1 Reward Point For every BDT 50 Retail Spends
Expires: 3 Years
Protection Plan / Insurance Coverage 0.35% of the statement balance as at the statement date. Accidental Death Insurance coverage of BDT 1,00,000
InstaBuy / Installment Features N/A
Airport Lounge access: N/A
Luggage service: N/A
Other service: N/A

Eligibility

Min. Age Requirement: 21Years

Min. Monthly Income: BDT 18000
BDT 18000 for having Salary account at SCB and 20,000 for having Salary account at other banks.

Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman
  • Land Owner

Documents requirements

  • Photo ID (National ID Card / Passport / Driving License). If National ID Card is not provided, declaration letter is required. If National ID Card is lost, GD Copy is required.
  • TIN Certificate, 2 copies of Passport size Photographs.

Financial Documents:

For Salaried person:

  • LOI/Pay Slip, 6 Months Bank Statement, Valid Work Permit for Foreign Nationals

For Businessmen:

  • Updated Trade Licence / Partnership Deed / MOA, Form X & XII, Board Resolution, 1 Year Bank Statement

For Landlord:

  • Title Deed & Municipality Holding tax paper, 1 Year Bank Statement

For Self Employed Professional:

  • Certificate of Professional, 1 Year Bank Statement.

Other requirements

N/A

Standard Chartard Bank Visa Silver Credit Card


1. Fee for Supplementary Card Holder:

  • FREE For 1st Two Cards and BDT 500 For 3rd and Onwards.

2. Interest Rate / Finance Charge:

  • 36% Yearly and 3% Per Month on all transaction types, calculated from statement date till payment due date.

3. InstaBuy / Installment Features:

  • 0% InstaBuys for up to 6 months at Partner CNGs, 0% InstaBuys for up to 24 months for over BDT 60,000 at Bridal Moment, 0% InstaBuys for up to 3 months at Lion Cycle Store, 0% Instabuys for up to 12 Months for selected bicycle models at Cyclelife Exclusive, 0% InstaBuys for up to 12 months at Unilever authorizes outlets or 10% discount for one-time payment for Home delivery, 0% InstaBuys for up to 6 months at Runner Automobiles Limited, 0% InstaBuys for up to 12 months at Roxy Paints Industries Ltd, 0% InstaBuys for up to 12 months for Electronics & Home Appliance at Euro Kitchens Limited

4. Fees and Charges:

  • Duplicate statement (last 2 months) BDT 200
  • Duplicate statement (beyond last 2 months) BDT 500
  • Outstation cheque processing BDT 100
  • Voucher retrieval fee (up to a maximum of 3 months) BDT 100
  • Certificate charge BDT 500
  • Cheque Book Issuance BDT 200 for 20 leaves from 2nd cheque book & onwards
  • Card cheque processing fee 2% of the card cheque amount (Minimum amount BDT 500)
  • InstaBuys Finance charges 16.95% per year
  • InstaBuys Pre-closure Fee 2% of remaining balance
  • Closed card administrative fee BDT 500.


Exclusive Buy 1 Get 1 FREE dinner offer at Khazana, Uttara and up to 15% discount on partner restaurants.

No specific features but can redeem rewards points from partner grocery shops.

Up to 50% Discount On Published Room Rate At Partner Hotels

0% InstaBuys For Up To 12 Months At All Partner Shops

0% InstaBuys For Up To 12 Months At All Partner Health Cares

0% InstaBuys for up to 12 months at all partner Electronics stores

Biman Bangladesh Airlines: 20% Discount on base fare on all class for Dhaka-Kathmandu Route. 15% Discount on base fare on Economy Class only for Dhaka-Bangkok Route. 10% Discount on base fare on all class for all other Domestic and International Routes.