Standard Chartered Bank MasterCard Platinum Credit Card
Standard Chartered Bank MasterCard Platinum Credit Card

Standard Chartered Bank MasterCard Platinum Credit Card

Best Credit Card As It Provides Amazing 'Good Life' Deals & Discounts For Dining, Travel, Shopping, Health, Electronics and Many Others.

Key Product Features

Interest Rate 36.00%
3% per month
Minimum Monthly Income BDT 25000
Balance Transfer Yes

9.99% Per Year
Annual Fee BDT 5000 or 105$ for Principle Card Holder and Free For First 2 Supplementary Cards and 50$ From 3rd and Onwards.

Fees and Charges

Over limit fee
15$

Fee for supplementary holder
BDT 500
Vat on fees and charges
15%

Late Payment fees
$15 if Minimum Due is Not Paid Within Due Date.
Other Charges
Cash advance charges N/A
Cash advance interest charges 2.5% of the Withdrawal Amount
Cheque Advance / Withdrawal Charge 2% or BDT 500 for Advanced Amount; whichever is higher.
Return cheque fee N/A

Duplicate statement $5, Voucher retrieval $5, Closed card administrative fee $5, Card replacement fee $12.

Other Features

Islamic/Conventional Conventional
Credit Limit Min: BDT 200000
Max: BDT 500000
Cash Advance / Withdraw Amount 50% Of Credit Limit
Cash back limit (Max) Mentioned in The Campaign and There is No Fixed Amount Of Cash Back Limit
Reward points 1 Reward Point For every BDT 50 Retail Spends / $1 Purchase
Expires: 3 Years
Protection Plan / Insurance Coverage Accidental Death Insurance Coverage of BDT 10,00,000
InstaBuy / Installment Features 0% InstaBuys For Up To 24 Months At All Partner Shops and Stores
Airport Lounge access: N/A
Luggage service: Free up to 2 persons/ FREE Meet & Greet service for up to 1 immediate family member at Dhaka International Airport
Other service: N/A

Eligibility

Min. Age Requirement: 19Years

Min. Monthly Income: BDT 25000


Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman
  • Land Owner

Documents requirements

  • Photo ID (National ID Card / Passport / Driving License). If National ID Card is not provided, declaration letter is required. If National ID Card is lost, GD Copy is required.
  • TIN Certificate, 2 copies of Passport size Photographs.

Financial Documents:

For Salaried person:

  • LOI/Pay Slip, 6 Months Bank Statement, Valid Work Permit for Foreign Nationals

For Businessmen:

  • Updated Trade Licence / Partnership Deed / MOA, Form X & XII, Board Resolution, 1 Year Bank Statement

For Landlord:

  • Title Deed & Municipality Holding tax paper, 1 Year Bank Statement

For Self Employed Professional:

  • Certificate of Professional, 1 Year Bank Statement.

Other requirements

N/A

Standard Chartered Bank MasterCard Platinum Credit Card


1. Interest Rate/Finance Charge:

  • 36% Yearly and 3% Per Month On All Transaction Types, Calculated From Statement Date Till Payment Due Date.

2. Fee for supplementary holder:

  • $50

3. InstaBuy / Installment Features:

  • 0% InstaBuys for up to 6 months at Partner CNGs, 0% InstaBuys for up to 24 months for over BDT 60,000 at Bridal Moment, 0% InstaBuys for up to 3 months at Lion Cycle Store, 0% Instabuys for up to 12 Months for selected bicycle models at Cyclelife Exclusive, 0% InstaBuys for up to 12 months at Unilever authorizes outlets or 10% discount for one-time payment for Home delivery, 0% InstaBuys for up to 6 months at Runner Automobiles Limited, 0% InstaBuys for up to 12 months at Roxy Paints Industries Ltd, 0% InstaBuys for up to 12 months for Electronics & Home Appliance at Euro Kitchens Limited


Up to 16% Discount On Partner Restaurants

No specific features but can redeem reward points from partner grocery shops.

Up to 50% Discount On Published Room Rate At Partner Hotels

0% InstaBuys For Up To 12 Months At All Partner Shops

0% InstaBuys For Up To 12 Months At All Partner Health Cares

0% InstaBuys For Up To 24 Months At All Partner Electronics Stores

Biman Bangladesh Airlines: 20% Discount on base fare on all class for Dhaka-Kathmandu Route. 15% Discount on base fare on Economy Class only for Dhaka-Bangkok Route. 10% Discount on base fare on all class for all other Domestic and International Routes.