Standard Chartered Bank Visa Signature Credit Card
Standard Chartered Bank Visa Signature Credit Card

Standard Chartered Bank Visa Signature Credit Card

Best Credit Card As It Provides Amazing 'Good Life' Deals & Discounts For Dining, Travel, Shopping, Health, Electronics and Many Others.

Key Product Features

Interest Rate 33.00%
2.75% per month(30 days)
Minimum Monthly Income BDT 150000
BDT 1,50000 For Having Salary Account at SCB and 2,20000 For Having Salary Account At Other Banks.
Balance Transfer Yes
Balance Transfer Pre-closure fee: 2% of remaining balance or BDT 1000 (whichever is higher)
9.99% Per Year
Annual Fee BDT 10000 for Principle Holder. Free For 1st Two Supplementary Cards. BDT 1000 from 3rd Supplementary Card & Onwards.

Fees and Charges

Over limit fee
BDT 1500

Fee for supplementary holder
BDT 1000
Vat on fees and charges
15%

Late Payment fees
BDT 1000 if Minimum Due is Not Paid Within Due Date
Other Charges
Cash advance charges N/A
Cash advance interest charges 2.5% of the Withdrawal Amount (Minimum Amount is BDT 100)
Cheque Advance / Withdrawal Charge 2% or BDT 500 for Advanced Amount; Whichever is Higher.
Return cheque fee BDT 1000

N/A

Other Features

Islamic/Conventional Conventional
Credit Limit Min: BDT 500000
Max: BDT 2000000
Cash Advance / Withdraw Amount 50% of Credit Limit
Cash back limit (Max) BDT 1000/month on Dining
Reward points 2 Reward Point For every BDT 50 Retail Spends / $1 Purchase
Expires: 3 Years
Protection Plan / Insurance Coverage 0.35% Of The Statement Balance As At The Statement Date
InstaBuy / Installment Features 0% InstaBuys For Up To 24 Months At All Partner Shops and Stores
Airport Lounge access: FREE Balaka Business Lounge access along with spouse and up to two children.
Luggage service: FREE Meet & Greet service for up to 3 immediate family members at Dhaka International Airport
Other service: N/A

Eligibility

Min. Age Requirement: 21Years

Min. Monthly Income: BDT 150000
BDT 1,50000 For Having Salary Account at SCB and 2,20000 For Having Salary Account At Other Banks.

Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman
  • Land Owner

Documents requirements

  • Photo ID (National ID Card / Passport / Driving License). If National ID Card is not provided, declaration letter is required. If National ID Card is lost, GD Copy is required.
  • TIN Certificate, 2 copies of Passport size Photographs.

Financial Documents:

For Salaried person:

  • LOI/Pay Slip, 6 Months Bank Statement, Valid Work Permit for Foreign Nationals

For Businessmen:

  • Updated Trade Licence / Partnership Deed / MOA, Form X & XII, Board Resolution, 1 Year Bank Statement

For Landlord:

  • Title Deed & Municipality Holding tax paper, 1 Year Bank Statement

For Self Employed Professional:

  • Certificate of Professional, 1 Year Bank Statement.

Other requirements

N/A

Standard Chartered Bank Visa Signature Credit Card


1. Interest Rate / Finance Charge:

  • 33% yearly, 2.75% per month on all transaction types, calculated from statement date till payment due date

2. InstaBuy / Installment Features:

  • 0% InstaBuys for up to 6 months at Partner CNGs, 0% InstaBuys for up to 24 months for over BDT 60,000 at Bridal Moment, 0% InstaBuys for up to 3 months at Lion Cycle Store, 0% Instabuys for up to 12 Months for selected bicycle models at Cyclelife Exclusive, 0% InstaBuys for up to 12 months at Unilever authorizes outlets or 10% discount for one-time payment for Home delivery, 0% InstaBuys for up to 6 months at Runner Automobiles Limited, 0% InstaBuys for up to 12 months at Roxy Paints Industries Ltd, 0% InstaBuys for up to 12 months for Electronics & Home Appliance at Euro Kitchens Limited

3. Fees and Charges:

  • Duplicate statement (last 2 months) BDT 500
  • Duplicate statement (beyond last 2 months) BDT 500
  • Outstation cheque processing BDT 500,
  • Voucher retrieval fee (up to a maximum of 3 months) BDT 500
  • Certification charge free
  • Cheque Book Issuance BDT 200 for 20 leaves from 2nd cheque book & onwards
  • Card cheque processing fee 2% of the card cheque amount (Minimum amount BDT 500)
  • InstaBuys Finance charges 16.95% Per Year
  • Closed card administrative fee BDT 500

 



Up to 15% Discount On Partner Restaurants

No specific features but can reddem reward points from partner grocery shops.

Up to 50% Discount On Published Room Rate At Partner Hotels

0% InstaBuys For Up To 12 Months At All Partner Shops

0% InstaBuys For Up To 12 Months At All Partner Health Cares

0% InstaBuys For Up To 24 Months At All Partner Electronics Stores

Biman Bangladesh Airlines: 20% Discount on base fare on all class for Dhaka-Kathmandu Route. 15% Discount on base fare on Economy Class only for Dhaka-Bangkok Route. 10% Discount on base fare on all class for all other Domestic and International Routes.