Standard Chartered Bank (SCB) Home Loan

Standard Chartered Bank (SCB) Home Loan

A Very Attractive Home Loan Package With Only 8.5% Interest Rate

Key Product Features

Interest Rate 8.50%
সর্বোচ্চ ৩০০টি কিস্তির মাধ্যমে লোনের টাকা পরিশোধ করা যায়।
Interest Type Floating (Variable) Interest
Lock-in Period 1 year/s
Max. loan tenure 25 year/s
Islamic / Conventional Conventional
Approval duration 7-10 Working Days

Fees and Charges

One time set-up Penalties
Processing fee
1.5% of the loan amount

Service Charge
No Fee
Early Settlement
2% of the Outstanding Amount

Late Payment Charges
24% Per Year on Overdue Amount
Documentation Fees
No Fee

Property Valuation Charge
BDT 7000
Property Mortgage Charge
No Fee


Age requirement
Age 25 - 65

Min Income requirement
BDT78 000 gross per month

Documentation Requirements
See Other Requirements

Number of Guarantor

Employment Eligibility
Experience of 3 Years for Salaried Persons and Trade License of 3 Years for Businessmen.

Other requirements

  • Partial Prepayment Fee 2% of the prepayment amount
  • CIB charge BDT 100
  • Lock-in Period 6 Months
  • Insurance Facility: Yes
  • Insurance coverage: Yes
  • Maximum Available Loan Amount is 70%

Documents Required:

  • Common Documents for all:
    1. Recent passport size color photographs of applicant(s) and guarantor(s).
    2. Photocopy of NID/passport/ driving license of applicant(s) and guarantor(s).
    3. Copy of latest utility bill (gas/water/electricity/municipal tax).
    4. Business card/office ID copy of applicant(s) and guarantor(s) if any.
    5. Latest tax certificate/E-TIN.
    6. Personal net worth statements of applicant(s) and guarantor(s).
    7. Bank statement of last 12 months for businessmen and 6 months for other categories.
    8. Rent or lease agreement of house/property (if applicable)
    9. Professional certificate issued by concerned institution


  • Additional documents required for Salaried Person/Self Employed:  
  1. Salary Certificate/ Letter of Introduction.
  2. Offer letter/Release letter from previous employer to prove service experience.
  3. Professional certificate issued by concerned institution.
  • Additional documents required for Businessmen:
    1. Copy of trade license.
    2. Memorandum of Association and Articles of Association of the company.
    3. Certificate of Incorporation.
    4. Latest form xii.
    5. Partnership deed.
    6. Trade license of 3 years.