Bank Asia Unsecured Personal Loan

Bank Asia Unsecured Personal Loan

An Attractive Package Without Any Early Settlement Fee and Only 1% Processing Fee. But if you are a businessman, then you need to prove that you have completed over 1,00,00,000 Tk. transaction in the previous year.

Key Product Features

Interest Rate 13.00%
13% interest to all
Min. financing Amount BDT 50 000
Max. financing Amount BDT 1 000 000
Min. loan tenure 1 year
Max. loan tenure 4 year
Islamic / Conventional Conventional
Approval duration 10 days

Fees and Charges

One time set-up Penalties
Processing fee

Stamp duty
Early Settlement
No fees

Late Payment Charges
BDT 100 for overdue amount


Age requirement
Age 25 - 57

Min Income requirement
BDT 20 000

Employment Eligibility
Salaried Employee
Self Employed

Other requirements

Need to open linked bank account?

Bank Asia Unsecured Personal Loan

  1. Terms and Conditions
    No partial fees, maximum service length 2 years and at-least 6 months with current employer. For salaried professionals, must be confirmed employees of a relevant firm. For self employed individual, a business record of minimum 2 years. Applicant can take maximum amount of loan equivalent to his/her 10 times of gross salary.
  2. What will it cost you and how will you be charged?
    1% Service Charge.
  3. How long will the application take and what documentations are required?
    It will take 10 days after submission of loan application. Documents: TIN certificate, salary certificate, bank statement of last one year, 2 copy PP size Photographs.
  4. Can you apply if you have a bad CIB Credit Record?