Islami Bank House Hold Investment Scheme

Islami Bank House Hold Investment Scheme

Key Product Features

Interest Rate 14.00%
14.% (including sevice charge, processing fees)
Min. financing Amount BDT 25 000
Max. financing Amount BDT 300 000
Min. loan tenure 1 year
Max. loan tenure 3 year
Islamic / Conventional Islamic
Approval duration 10/15 days

Fees and Charges

One time set-up Penalties
Processing fee

Stamp duty
Early Settlement

Late Payment Charges


Age requirement
Age 21 - 65

Min Income requirement
BDT 30 000

Employment Eligibility
Salaried Employee
Self Employed
Land Owner

Other requirements

Need to open linked bank account?

Islami Bank House Hold Investment Scheme

  1. Terms and Conditions
    No income requirement for Govt. service holders. BDT 30,000 for other individuals. Target Group: Permanent Officials of Govt. / Semi-Govt. / Autonomous Body / Corporations / Banks & FIs / Defense Forces / Madrasah / School / College / University Teachers / Businessmen / House owners of Metropolitan & other District Head Quarters / Professionals (Doctors / Engineers / Lawyers etc.) / Existing clients / Wage Earners / University / Medical Students / Officials of renowned Private Firms. Own Savings account at Islami Bank is required. Service holders :3-yrs unexpired service Security: Hyp. on HDS Goods + PG + Spouse / Guardian Guarantee + Employer Certificate / Marking lien on MSS / MTDR (if applicable). Bank's Participation: 30% or as per Guideline of Bangladesh Bank. Amount of Investment: 1. For All-Metropolitan Cities BDT 300000, 2. For Districts & Municipalities BDT 200000, 3. Others BDT 100000.
  2. What will it cost you and how will you be charged?
    No extra cost.
  3. How long will the application take and what documentations are required?
    10/15 days after submitting loan application.
  4. Can you apply if you have a bad CIB Credit Record?