One Bank Personal Loan

One Bank Personal Loan

An Interesting package With Lower Interest Rate

Key Product Features

Interest Rate 12.00%
12% for Salaried persons and 14% for businessmen/Landlord.
Min. financing Amount BDT 50 000
Max. financing Amount BDT 1 000 000
Min. loan tenure 1 year
Max. loan tenure 5 year
Islamic / Conventional Conventional
Approval duration 15/20 days

Fees and Charges

One time set-up Penalties
Processing fee
1%

Stamp duty
BDT 1500
Early Settlement
2%

Late Payment Charges
3% on defaulted amount.

Eligibility

Age requirement
Age 21 - 60

Min Income requirement
BDT 25 000

Employment Eligibility
Salaried Employee
Self Employed

Other requirements


Need to open linked bank account?
Yes

One Bank Personal Loan

  1. Terms and Conditions
    BDT 25000 for Salaried Executives; BDT 50,000 for Professionals, Businessmen, Land Lord.
  2. What will it cost you and how will you be charged?
    Application fee BDT 100. Processing fee is 2%.
  3. How long will the application take and what documentations are required?
    15/20 days after submitting loan application. Documents: Copy of National ID Card, 2 copy passport size photo, Bank statement of last 6 months, Copy of utility bill, TIN Certificate
  4. Can you apply if you have a bad CIB Credit Record?
    No