One Bank Personal Loan

One Bank Personal Loan

An Interesting package With Lower Interest Rate.

Key Product Features

Interest Rate 12.00%
Interest rate is 12% for Salaried persons and 14% for businessmen/Landlord.
Min. financing Amount BDT 50 000
Max. financing Amount BDT 1 000 000
Min. loan tenure 1 year
Max. loan tenure 5 year
Islamic / Conventional Conventional
Approval duration One Bank will take approximately 15 to 20 working days to review and approve your loan request.

Fees and Charges

One time set-up Penalties
Processing fee
1% on approved loan amount.

Stamp duty
BDT 1500
Early Settlement
2%

Late Payment Charges
3% on defaulted amount.

Eligibility

Age requirement
Age 21 - 60

Min Income requirement
BDT 25 000

Employment Eligibility
Salaried Employee
Self Employed

Other requirements


Need to open linked bank account?
Yes

One Bank Personal Loan

  1. Terms and Conditions
    #Minimum monthly income requirement: BDT 25000 for Salaried Executives and BDT 50,000 for Professionals, Businessmen, and Land Lord.
  2. What will it cost you and how will you be charged?
    One Bank will charge the following fees while processing this loan : 1. Application fee BDT 100. 2. Processing fee is 2%.
  3. How long will the application take and what documentations are required?
    #Loan Request Approval Time : One Bank will take 15 to 20 working days to review and approve your loan request after submission of loan application. #Required Documents: You need the following documents to be approved to get this loan : *. Copy of National Id card of the applicant. *. Copy of TIN certificate. *. 2 copies PP size photographs of the applicant. *. Photocopy of bank statement of last 1 year of the applicant. *. Relevant documents that substantiate applicant’s professional activity.
  4. Can you apply if you have a bad CIB Credit Record?
    No, your application won't be approved if you have bad CIB Credit Record.